Privacy Policy

Effective Date: 12-Oct-2022
Last Updated: 12-Oct-2022

This Privacy Policy describes the policies of Midwestern Insurance Alliance, LLC, (dba MWIA Insurance Services in NY and CA), P.O. Box 34689, Louisville, KY 40232-4689, United States of America (the), email: info@midwesterninsurance.com,  phone: 800-356-8457 on the collection, use, and disclosure of your information that we collect when you use our website: https://healthcareworkerscomp.com/ (the “Service”). By accessing or using the Service, you are consenting to the collection, use, and disclosure of your information in accordance with this Privacy Policy. If you do not consent to the same, please do not access or use the Service.

We may modify this Privacy Policy at any time without any prior notice to you and will post the revised Privacy Policy on the Service. The revised Policy will be effective 180 days from when the revised Policy is posted in the Service and your continued access or use of the Service after such time will constitute your acceptance of the revised Privacy Policy. We, therefore, recommend that you periodically review this page.

INFORMATION WE COLLECT

While you are visiting our website, if you choose to fill up a registration form or otherwise submit personal information, we may collect this personal information–written, in-person, telephone, facsimile, electronically and online—that may assist us in preparing a quote for you, or when handling a claim. The personal information we collect may include:

• • Name
  • Email
  • Mobile
  • Date of Birth
  • Address
  • Payment Info

HOW WE COLLECT YOUR INFORMATION

We collect/receive information about you in the following manner:

• • When a user fills up the registration form or otherwise submits personal information
  • Interacts with the website
  • From public sources

HOW WE USE YOUR INFORMATION

We assure you that is not our policy to share your private information with non-affiliated third parties other than as permitted or required by law. For example, we may share all of the information listed above with non-affiliated third parties for, including but not limited to, the following reasons:

• • The information is essential in servicing or processing the insurance needs of our clients in a way that is customary and necessary among independent insurance agents in our industry. Our services and processes might include, for example, but are not limited to, underwriting, obtaining renewal terms, rating, placement, and providing quotes for insurance that is germane to the coverage the customer places with our company.
  • Information necessary to protect the confidentiality or security of our client’s records.
  • Information necessary to resolve client disputes or inquiries.
  • Information required by individuals or entities who are assessing our legal compliance.
  • Information required for us to comply with the law.
  • Information necessary to protect against or prevent fraud, unauthorized transactions, claims or other liability.

If we want to use your information for any other purpose, we will ask you for consent and will use your information only on receiving your consent and then, only for the purpose(s) for which grant consent unless we are required to do otherwise by law.

HOW WE SHARE YOUR INFORMATION

We will not transfer your personal information to any third party without seeking your consent, except in limited circumstances as described below:

• Analytics
• Data collection & process

We require such third parties to use the personal information we transfer to them only for the purpose for which it was transferred and not to retain it for longer than is required for fulfilling the said purpose.

We may also disclose your personal information for the following: (1) to comply with applicable law, regulation, court order or other legal process; (2) to enforce your agreements with us, including this Privacy Policy; or (3) to respond to claims that your use of the Service violates any third-party rights. If the Service or our company is merged or acquired with another company, your information will be one of the assets that is transferred to the new owner.

RETENTION OF YOUR INFORMATION

We will retain your personal information with us for Information captured in relation to the sale of an insurance policy for seven years or for as long as we need it to fulfill the purposes for which it was collected as detailed in this Privacy Policy. We may need to retain certain information for longer periods such as record-keeping / reporting in accordance with applicable law or for other legitimate reasons like enforcement of legal rights, fraud prevention, etc. Residual anonymous information and aggregate information, neither of which identifies you (directly or indirectly), may be stored indefinitely.

YOUR RIGHTS:

Depending on the law that applies, you may have a right to access and rectify or erase your personal data or receive a copy of your personal data, restrict or object to the active processing of your data, ask us to share (port) your personal information to another entity, withdraw any consent you provided to us to process your data, a right to lodge a complaint with a statutory authority and such other rights as may be relevant under applicable laws. To exercise these rights, you can write to us at info@midwesterninsurance.com. We will respond to your request in accordance with applicable law.

You may opt-out of direct marketing communications or the profiling we carry out for marketing purposes by writing to us at info@midwesterninsurance.com.

Do note that if you do not allow us to collect or process the required personal information or withdraw the consent to process the same for the required purposes, you may not be able to access or use the services for which your information was sought.

COOKIES ETC

To learn more about how we use these and your choices in relation to these tracking technologies, please refer to our Cookie Policy.

SECURITY

The security of your information is important to us, and we will use reasonable security measures to prevent the loss, misuse, or unauthorized alteration of your information under our control. However, given the inherent risks, we cannot guarantee absolute security, and consequently, we cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk.

THIRD-PARTY LINKS & USE OF YOUR INFORMATION

Our Service may contain links to other websites that are not operated by us. This Privacy Policy does not address the privacy policy and other practices of any third parties, including any third party operating any website or service that may be accessible via a link on the Service. We strongly advise you to review the privacy policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.

GRIEVANCE / DATA PROTECTION OFFICER

If you have any queries or concerns about the processing of your information that is available with us, you may email our Grievance Officer at Midwestern Insurance Alliance, email: info@midwesterninsurance.com. We will address your concerns in accordance with applicable law.

Cookie Policy

Effective Date: 12-Oct-2022
Last Updated: 12-Oct-2022

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